• Finance

    14 Crazy Things You Must Know About A Credit Bureau

    Credit Bureau Definition A credit bureau compiles data on an individual or a business including commercial credit information to sell to consumers, creditors, and lenders. The data collected is then combined into a credit report. A credit bureau is also referred to as a credit agency. There are many different credit bureaus, however, there are three main credit bureaus: Equifax, Experian, and TransUnion. What is a credit report? A credit report is a detailed snapshot of how you have dealt with credit in the past. Credit reports are analyzed by all types of businesses but especially banks, credit card companies, insurance companies, and employers amongst others. Your credit report is…

  • Creative Ways to Make Money
    Side Hustle

    19 Creative Ways to Make Money You Haven’t Tried

    This post may contain affiliate links. For more information, please read my disclosure page.  In this episode, I interview Andre Albritton, founder of The Millenials Next Door – a personal finance coaching website and blog. Andre discusses the many strategies that he’s used to make money through side hustles. He talks about how he has seen both success and failure in his entrepreneurship journey. But success comes with failure, according to Albritton. And when it comes to entrepreneurship, Andre believes that failure is part of a much bigger picture. According to Andre, “When it comes to starting a side hustle, if you’re not failing, you’re not doing it right.”  …

  • Astonishing Ways to Save for Solo Travel
    Finance,  Travel

    7 Astonishing Ways to Save on Solo Travel You Need to Know

    This post may contain affiliate links. To learn more please read my disclosure page.  In this episode, I interview Danielle Desir, a Travel Finance Strategist and Podcast host The Thought Card. We explore how to prioritize travel as a solo woman on a budget to one of Danielle’s favorite exotic locations: Reykjavik, Iceland. As a single black woman, Danielle discusses how she was able to afford traveling to this expensive destination on a budget while still maximizing on seeing gorgeous scenery like glaciers, waterfalls, and eating locally made ice-cream. Book Cheap Flights Not surprisingly, Danielle advocates for booking cheap flights. She says that her favorite travel hacking websites include the…